Corn Insurance

Corn Insurance

Purpose

  • MASC provides insurance for three types of corn in Manitoba: grain, open pollinated, and silage corn.

Eligibility

  • Insurance for grain corn, open pollinated corn and silage corn is available to producers who grow a minimum of five acres of corn in Manitoba.
  • All hybrid varieties of grain corn and silage corn are eligible for AgriInsurance coverage. All open pollinated corn varieties are eligible for AgriInsurance coverage.
  • All hybrid varieties of grain corn and open pollinated corn varieties are eligible for coverage as silage corn. Hybrid silage corn and open pollinated silage corn will be combined for claim purposes, but not for coverage.

Coverage

  • Producers can choose from three coverage levels: , , or per cent of their probable yield, or Crop Coverage Plus (CCP) that provides up to per cent coverage (excluding silage). Probable yields are calculated by the producer’s individual -year historical yields (a -year provincial average is used for new grain corn producers; silage producers’ probable yields are always the provincial average).
  • Corn is insurable in all regions of the province. Areas outside of designated Grain Corn Insurance areas fall within the "Insurance Test Area" and have no extended seeding period.

Costs

  • AgriInsurance premiums for corn production are shared per cent by the producer, per cent by the Government of Canada, and per cent by the Province of Manitoba.

Claims

  • AgriInsurance claims for corn are based on the following stages of adjustment:
Reseeding 25 per cent of dollar coverage
Losses up to and including June 20 50 per cent of dollar coverage
Losses after June 20, but prior to harvest Full dollar coverage
Post-harvest claims Full dollar coverage

Harvesting Corn

  • If a producer changes their harvest intentions, such as: corn insured as grain changed to be silage or grazed; or corn insured as silage now to be harvested as grain or grazed, the producer must contact MASC to register a claim prior to putting the crop to an alternate use. An MASC adjustor will appraise the crop according to procedures specific to the way the crop was originally insured.

Grazing Corn

  • Producers growing grain or silage corn varieties for the purpose of fall or winter grazing can insure the corn as silage corn, and have it appraised in the fall to determine if there was a production loss. This appraisal should occur when the corn would normally be silaged.

Seeding Deadlines

  • Seeding deadlines for corn depend on the type of corn grown and the insurable areas, as follows:
Corn Type Seeding Deadline
(full coverage)
Extended Seeding Deadline
(coverage reduced by 20 per cent)
Silage Silage Corn Area 1: June 15

Silage Corn Area 2: May 30
Silage Corn Area 1: June 16 - June 20

Silage Corn Area 2: May 31 - June 4
Grain Grain Corn Area 1: June 6
Grain Corn Areas 2 - 4: May 30
ITA: May 30
Grain Corn Area 1: June 16 - June 20
Grain Corn Areas 2 - 4: May 31 - June 4
ITA: none
Open Pollinated May 30
ITA: May 30
May 31 - June 4
ITA: none

Important Dates and Deadlines

  • March 31 is the last day to apply for or make changes to an MASC AgriInsurance contract.
  • June 30 is the last day to file a Seeded Acreage Report (SAR).
  • November 30 is the last day to file a Harvested Production Report (HPR) and register a post-harvest claim without penalty.

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Canadian Agricultural Partnership Manitoba Canada

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