Risk Areas

MASC divides Manitoba into 15 Risk Areas of similar crop production risks, which are used to determine the premiums you pay and the coverage your crops receive.

This small-scale map shows MASC Risk Area boundaries:

Find Your Risk Areas

To find the risk area of a specific land parcel, use the Land Parcel Info tool:

Land Parcel Info

Regional Crop Insurance Areas

Certain crops grown in Manitoba are insured by MASC on a regional basis, where regional areas with differing growing conditions have different coverages and/or seeding deadlines.

Hail Insurance Rates

List of Hail Insurance premium rates by MASC Risk Area for the current crop year:

Effective year: 2026

Risk Area

Basic Premium Rate

Risk Area 1

2.6%

Risk Area 2

3.1%

Risk Area 3

2.3%

Risk Area 4

1.9%

Risk Area 5

3.4%

Risk Area 6

2.7%

Risk Area 7

2.6%

Risk Area 8

2.4%

Risk Area 9

2.9%

Risk Area 10

2.1%

Risk Area 11

1.5%

Risk Area 12

2.2%

Risk Area 14

1.5%

Risk Area 15

1.5%

Risk Area 16

1.7%

Your Roadmap for AgriInsurance

Stay on track with key dates, deadlines, and reminders!

Your MASC insurance specialist is here to keep you on the path to success! We’ll touch base throughout the year to support you and your operation every step of the way. Download a PDF version of the AgriInsurance Roadmap to have on file.