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Vegetable Acreage Loss Insurance
Manitoba's long and warm growing season, fertile soils, and an abundance of water provide the province's producers with excellent growing conditions for vegetables. The first commercial vegetable farms appeared in in Manitoba in 1936, and today about 300 market gardeners devote between 4,000 and 6,000 acres to the production of over 110 different types of vegetables.
To help protect Manitoba's commercial vegetable industry, Vegetable Acreage Loss Insurance provides commercial growers with basic disaster coverage for losses to vegetable crops due to natural perils.
Note: Vegetable crops are not eligible for the Crop Coverage Plus option.
- Eligibility
- Costs & Coverage
- Deadlines
- Claims
- Procedures
- Links
Eligibility
Eligible Producers
As a commercial vegetable grower, you are qualified for Vegetable Acreage Insurance if you grow more than {program_details::min_acres} acres of an eligible vegetable crop in Manitoba. Landlords are not eligible.
Eligible Crops
Eligible vegetable crops include: broccoli, cabbage, carrots, cauliflower, sweet corn, cooking onions, other onions, parsnips, and rutabagas.
Other Eligibility Requirements
Vegetable Acreage Loss Insurance insures seeded acres of all eligible vegetables and transplanted acres of broccoli, cabbage, and cauliflower.
Note: Transplanted vegetables have a different planting deadline than seeded vegetables. For more information on seeding and transplant deadlines, please refer to the Crop Summaries page.
Due to the late planting deadline for transplanted broccoli, cabbage, and cauliflower, you may need to file an additional Seeded Acreage Report (SAR).
Vegetables accepted into this program must be adequately irrigated.
For qualifying acreages, you may insure your crops under Vegetable Acreage Loss Insurance or AgriInsurance, but not both.
Costs & Coverage
Premiums for Vegetable Acreage Loss Insurance are shared {program_details::producer_share}% paid by producer, {program_details::federal_share}% paid by the Government of Canada, and {program_details::provincial_share}% paid by the Manitoba Government, as part of the Federal-Provincial Growing Forward Framework agreement.
The producer share of premiums amounts to ${program_details::premium} per acre to insure eligible crops, except for sweet corn which costs ${program_details::premium_corn} per acre to insure.
Neither discounts nor surcharges apply to this program.
Coverage
Coverage for all crops is ${vegetables::per_acre} per acre (except sweet corn, which is insured at ${corn::per_acre} per acre). All crops insured under this program have a grade guarantee of '{vegetables::grade}.'
Crops seeded during the extended coverage direct-seeding period will have coverage reduced by 20%.
Insured crops destroyed before the end of the extended seeding deadline may qualify for a reseed benefit equal to 25% of coverage.
Once the early loss stage has passed, a {program_details::deductible}% deductible is applied to all claims filed after the seeding deadline.
You grow 20 acres of cauliflower and 5 acres are destroyed by eligible causes.
| Deductible: | = 20 acres x deductible = 20 x {program_details::deductible}% = . acres |
|---|---|
| You will receive an indemnity on: | = destroyed acres - deductible acres = 5 - . = . acres |
Period of Insurance
Vegetable Acreage Loss Insurance is in effect from the time the crop is planted until the earliest of the following:
- the date when MASC determines the harvest should have been completed
- where an eligible vegetable crop requires multiple harvests on the same acreage, the time when the first harvest on that acreage is completed, or
- November 30th
Deadlines
| Date | Last Day to... |
|---|---|
| March 31st |
|
| June 30th |
|
| July 31st |
|
| November 30th |
|
Claims
Claiming for Losses
You must notify MASC of any loss within 3 days of the loss occurring. To qualify for a Vegetable Acreage Loss Insurance claim, the damaged acreage must be:
- in blocks of a half-acre or more
- tilled or destroyed by a method acceptable to MASC
Note: With MASC's written permission, a portion of the crop can be salvaged and the balance destroyed. To obtain permission, talk to the MASC claim adjustor.
If you lose a vegetable crop early in the growing season and replant to the same crop, you still have coverage on the crop, but the coverage is reduced to reflect the earlier indemnity. If you replant the affected acreage to a different crop, you'll pay a premium on the new crop and have full coverage on the new crop.
Procedures
Appealing an Appraisal of Loss
If you do not agree with an appraisal of loss completed by MASC, a second appraisal will be completed. If you do not accept this second assessment, or you reconsider the decision after signing a claim, you have 7 days to appeal the assessment to the Appeal Tribunal.
For more information, please see Appeals.
Related MASC Links |
External Links |
