 |
 |
 |
Perennial Ryegrass Seed Insurance
One of the world's most widely grown 'cool season' forage crops, perennial ryegrass grows quickly, adapts well to climate, and yields admirably. Though tolerant of cutting and intensive grazing, it can be harvested as a high-quality palatable silage. In recent years, the use of perennial ryegrass as a tough, persistent turf grass has grown worldwide.
In Manitoba, production of perennial ryegrass seed has increased signficantly, from less than 10,000 acres in 2003 to about 55,000 acres in 2007. Typically under-seeded into wheat stubble (or fall seeded), perennial ryegrass is exceptionally stress tolerant and vigourous, but is subject to the same climate as all crops grown in Manitoba.
Perennial Ryegrass Seed Insurance provides compensation to producers of perennial ryegrass seed when they experience a significant production shortfall. In its establishment year, perennial ryegrass seed is also insurable under the Forage Establishment Insurance (FEI) program. Producers can insure perennial ryegrass seed at the {coverage1}%, {coverage2}% or {coverage3}% coverage level. Producers who select FEI are insured for winterkill and other causes of loss during the establishment phase.
- Eligibility
- Costs & Coverage
- Deadlines
- Claims
- Procedures
- Links
Eligibility
Eligible Producers
You are eligible for Perennial Ryegrass Seed Insurance if you grow perennial ryegrass for seed in Manitoba.
Eligible Crops
MASC insures all varieties of perennial ryegrass seed, but only in the year after the crop is sown.
To insure perennial ryegrass seed during the establishment period, you must select the Forage Establishment Insurance option. Spring sown perennial ryegrass must be seeded with a companion crop, whereas fall sown perennial ryegrass must not be sown with a companion crop.
For perennial ryegrass seed to qualify for coverage, you must grow a minimum of {min_acres} acres, and you must insure all of your eligible acres.
In March {program_details::year}, a producer applies for Forage Establishment Insurance (FEI) and selects perennial ryegrass seed for coverage. On June 1, {program_details::year}, he sows perennial ryegrass seed with a cover crop.
For {program_details::year} and during the spring of {program_details::year_plus1}, the crop is insured under the FEI program. In {program_details::year_plus1}, after it is established, the crop is insured under AgriInsurance until it is harvested. The producer pays FEI premiums in {program_details::year}, and in {program_details::year_plus1} he pays premiums for Perennial Ryegrass Seed Insurance.
If, after harvesting his perennial ryegrass for seed in {program_details::year_plus1}, he decided to leave it until {program_details::year_plus2}, it will not be insurable in {program_details::year_plus2} as perennial ryegrass seed. However, it is still eligible for Tame Hay Insurance.
In March {program_details::year}, a producer applies for FEI and selects perennial ryegrass seed for coverage. On August 15, {program_details::year}, he sows perennial ryegrass seed without a cover crop.
Because he had selected perennial ryegrass seed and FEI before the March 31 deadline, it is insured under the Forage Establishment Insurance Program. After it is established, it is insured as perennial ryegrass seed under all-risk AgriInsurance until it is harvested in {program_details::year_plus1}.
In {program_details::year_plus1}, he pays FEI and perennial ryegrass seed premiums. If after harvesting his perennial ryegrass for seed in {program_details::year_plus1}, he decides to leave it until {program_details::year_plus2}, in {program_details::year_plus2} it will not be insurable as perennial ryegrass seed. However, it is still eligible for Tame Hay Insurance.
In June {program_details::year}, a producer sows perennial ryegrass seed but does not have FEI. The crop does not establish and is destroyed by winterkill.
Because the crop is not insured, the producer will not receive an FEI indemnity.
In June {program_details::year}, a producer sows perennial ryegrass seed. In March {program_details::year_plus1} (before the March 31, {program_details::year_plus1} deadline), he selects perennial ryegrass seed for insurance.
By June 30, {program_details::year_plus1} the crop is established and is insured under AgriInsurance. He pays the perennial ryegrass seed premium. If, after harvesting her perennial ryegrass seed in {program_details::year_plus1}, he decides to leave it until {program_details::year_plus2}, in {program_details::year_plus2} the crop will not be insurable as perennial ryegrass seed. However, it is still eligible for Tame Hay Insurance.
Costs & Coverage
Premiums for Perennial Ryegrass Seed Insurance are shared {producer_share}% paid by producer, {federal_share}% paid by the Government of Canada, and {provincial_share}% paid by the Manitoba Government, as part of the Federal-Provincial Growing Forward Framework agreement.
Coverage is based on your probable yield of perennial ryegrass seed, which is calculated using your individual 10-year historic yields. If you're new to perennial ryegrass seed production, a provincial average yield will be applied. If you've grown perennial ryegrass before, but not long enough to have a 10-year yield history, an accellerated individual coverage is applied.
You may select from three coverage levels: {program_details::coverage1}%, {program_details::coverage2}%, or {program_details::coverage3}% of your probable yield.
Dollar Values
| Crop | Type | Dollar Value (per pound) |
Dollar Value (per tonne) |
Grade Guarantee |
|---|---|---|---|---|
| Ryegrass | {ryegrass::name} | ${ryegrass::per_pound} / lb | ${ryegrass::per_tonne} per tonne | {ryegrass::grade} |
Deadlines
| Date | Last day to... |
|---|---|
| March 31st |
|
| June 30th |
|
| November 30th |
|
| June 22nd (following year) |
|
| June 30th (following year) |
|
Seeding Deadlines
| Crop | Type | Seeding Deadline | Extended Deadline |
|---|---|---|---|
| Ryegrass | {ryegrass::name} | {ryegrass::full} | {ryegrass::extended} |
Claims
With perennial ryegrass seed, you may file either a Forage Establishment claim or a AgriInsurance claim. The type of claim filed will depend on the insurance you've selected, and when the damage occurs.
Establishment Claim
You must file a Forage Establishment claim on or before June 20th for all eligible perennial ryegrass seed acres seeded in the previous year that did not achieve {program_details::fei_ground_cover}% ground cover.
AgriInsurance Claims
Established perennial ryegrass seed may qualify for either a Stage 2 or a post-harvest claim. All claims must be filed by November 30th.
Before you can destroy a crop of perennial ryegrass seed, either in a Forage Establishment or unharvested Stage 2 AgriInsurance situation, it must be inspected and approved by an MASC adjustor.
Procedures
Claiming for Losses
If your actual harvested production falls below your guaranteed production, you must file a claim by completing and submitting a Harvested Production Report (HPR). Some claims may be calculated and paid using the information provided in your HPR.
To make a claim for losses:
- Contact your local MASC Insurance office.
- An MASC adjustor will visit the site and evaluate the damage or loss, determine the cause of loss, and measure all harvested production.
- After evaluating the crop, the will adjustor complete a claim form. If you agree with and sign the claim form, it is then forwarded to the Insurance Corporate Office for payment. Generally, MASC will issue the cheque within three weeks of finalizing the claim. If you do not agree with the assessment, you should not sign the form.
- If you are not satisfied with MASC's initial appraisal, MASC will complete a second evaluation. If after a second assessment you still do not agree with MASC's appraisal, you have the right to appeal the assessment.
Appealing an Appraisal of Loss
If you do not agree with an appraisal of loss completed by MASC, a second appraisal will be completed. If you do not accept this second assessment, or you reconsider the decision after signing a claim, you have 7 days to appeal the assessment to the Appeal Tribunal.
For more information, please see Appeals.
Related MASC Links |
External Links |
