Manitoba Agricultural Services Corporation

Eligibility

 

Eligible Producers

Forage Seed Insurance is available to Manitoba producers who grow alfalfa seed, tall fescue seed, or pedigreed timothy seed, with a minimum of {program_details::min_acres} acres grown for each crop.

Eligible Crops

All varieties of alfalfa seed, tall fescue seed, and pedigreed timothy seed are insurable, with the following qualifications:

• total acreage of both pedigreed and common alfalfa seed must be insured, but only pedigreed timothy seed is eligible for AgriInsurance
• all insured forage seed crops must have a minimum of {program_details::min_ground_cover}% ground cover
• to qualify for pedigreed seed coverage, the variety must be eligible for certification as pedigreed seed in Canada. Crop certificates proving the field is certified in that crop year must be made available to MASC for inspection purposes
• eligible stands of pedigreed alfalfa seed must be one to eight years old. Stands of tall fescue seed and pedigreed timothy seed must be one to five years old

Other

• alfalfa seed stands must have a minimum of {program_details::min_leafcutter} leafcutter bees per acre for pollination purposes
• bees must be housed in shelters that are evenly distributed throughout the field, approximately one shelter for every five acres. If there are fewer shelters than one for every five acres, additional bees per acre are required
• fields of pedigreed timothy seed must have an adequate amount of nitrogen fertilizer applied
• Forage Restoration provides a benefit to restore an established forage crop damaged due to excess moisture before June 20th

Costs & Coverage

Premiums for Forage Seed Insurance are shared {producer_share}% paid by producer, {federal_share}% paid by the Government of Canada, and {provincial_share}% paid by the Manitoba Government, as part of the Federal-Provincial Growing Forward Framework agreement.

Coverage is based on your probable yield of forage seed, which is calculated using your individual 10-year historic yields. If you're new to forage seed production, or you have no verified yield history in any of the previous 10 years, a provincial average yield will be applied.

You may select from three coverage levels: {program_details::coverage1}%, {program_details::coverage2}%, or {program_details::coverage3}% of your probable yield.

Dollar Values

Dollar values for coverage and indemnity purposes are established prior to the start of the year. See table below for current dollar values:

Crop	Type	Dollar Value (per pound)	Dollar Value (per tonne)	Grade Guarantee
Alfalfa	{alfalfa_seed::name}	${alfalfa_seed::per_pound}{alfalfa_seed::per_pound_pedi} / lb	${alfalfa_seed::per_tonne}{alfalfa_seed::per_tonne_pedi} per tonne	{alfalfa_seed::grade}
Tall Fescue	{tall_fescue::name}	${tall_fescue::per_pound} / lb	${tall_fescue::per_tonne} per tonne	{tall_fescue::grade}
Timothy	{timothy::name}	${timothy::per_pound_pedi} / lb	${timothy::per_tonne_pedi} per tonne	{timothy::grade}

Deadlines

Date	Last day to...
March 31	Apply for a new Contract of Insurance Make changes to (or cancel) a current Contract of Insurance
June 22	File a Forage Restoration Claim
June 30	File Seeded Acreage Reports (SAR)
November 30	File alfalfa seed, tall fescue seed, and pedigreed timothy seed claims File Harvested Production Report (HPR) without late fees

 

Seeding Deadlines

Crop	Type	Seeding Deadline	Extended Deadline
Alfalfa	{alfalfa_seed::name}	{alfalfa_seed::full}	{alfalfa_seed::extended}
Tall Fescue	{tall_fescue::name}	{tall_fescue::full}	{tall_fescue::extended}
Timothy	{timothy::name}	{timothy::full}	{timothy::extended}

Claims

If you're insuring a crop under Forage Seed Insurance for the first time, coverage will begin following an MASC inspection of all acreage.

Full coverage applies until the crop has been harvested, destroyed, or abandoned (not harvested due to adverse weather conditions).

Forage Seed Insurance will apply if a crop is not certified due to a designated peril. Insurance begins once the crop has established, and includes winterkill coverage.

The amount of your post-harvest claim may be reduced if you've received an indemnity payment on a Forage Restoration claim on the same acreage.

Procedures

 

Claiming for Losses

If your actual harvested production falls below your guaranteed production, you must file a claim by completing and submitting a Harvested Production Report (HPR). Some claims may be calculated and paid using the information provided in your HPR.

To make a claim for losses:

1. Contact your local MASC Insurance office.
2. An MASC adjustor will visit the site and evaluate the damage or loss, determine the cause of loss, and measure all harvested production.
3. After evaluating the crop, the will adjustor complete an assessment form. If you agree with and sign the assessment form, it is then forwarded to the Insurance Corporate Office for payment. Generally, MASC will issue the cheque within three weeks of finalizing the claim. If you do not agree with the assessment, you should not sign the form.
4. If you are not satisfied with MASC's initial appraisal, MASC will complete a second evaluation. If after a second assessment you still do not agree with MASC's appraisal, you have the right to appeal the assessment.

Appealing an Appraisal of Loss

If you do not agree with an appraisal of loss completed by MASC, a second appraisal will be completed. If you do not accept this second assessment, or you reconsider the decision after signing a claim, you have 7 days to appeal the assessment to the Appeal Tribunal.

For more information, please see Appeals.